EMI Privacy Policy
Privacy Policy for EMI Calculator
[Date of Last Update - e.g., June 20, 2025]
This Privacy Policy describes how EMI collects, uses, and shares information in connection with your use of our EMI Calculator mobile application (EMI).
By downloading and using the App, you agree to the collection and use of information in accordance with this policy.
Information We Collect The EMI Calculator app allows you to input financial data such as loan amount, interest rate, and loan tenure to calculate Equated Monthly Installments (EMIs). This information is processed locally on your device to perform the calculations and is
Automatically Collected Information (through Ad Partners): Our App is free to use and is supported by advertisements. We partner with third-party advertising networks (e.g., Google AdMob) to display ads within the App. These ad partners may collect certain information automatically from your device to serve relevant ads. This information may include:Device Information: Such as your device model, operating system version, IP address, mobile network information, and device identifiers (e.g., Advertising ID like GAID on Android).
Usage Data: Information about your interaction with the ads shown in the App, such as ads viewed, ads clicked, and frequency of ads.
Approximate Location Information: Derived from your IP address to show ads relevant to your general geographic area. Precise location is not collected by the App itself.For more information on how our ad partners collect and use data, please review their respective privacy policies. For Google AdMob, you can find information here: https://policies.google.com/technologies/ads and https://support.google.com/admob/answer/6128543.
How We Use Information
The information collected is used for the following purposes: The financial data you input is used solely to perform EMI calculations within the App on your device.
To Serve Advertisements: Information collected by our ad partners is used to: Display personalized or non-personalized advertisements.
Measure the effectiveness of ad campaigns.
Limit the number of times you see the same ad.
We may use aggregated, anonymized data (which does not identify you personally) to understand how users interact with the App and to improve its features and usability.
Sharing of Information
We do not share the personal financial data you input into the calculator with any third parties.
Information collected automatically by our ad partners is shared with them as described in their privacy policies. We do not control the data collection or use practices of these third parties.
We may also disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
Data Storage and SecurityFinancial data you input for EMI calculations is processed locally on your device and is not stored by the App after you close it or clear the fields.
Information collected by ad partners is stored and secured according to their respective privacy policies and security measures.
We take reasonable steps to protect the information provided via the App, but no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
Your Choices and Rights You can often opt-out of interest-based advertising on mobile applications by checking the settings for your device and selecting "limit ad tracking" (iOS) or "opt-out of interest-based ads" (Android). You can also reset your device's advertising identifier.
Please refer to the privacy policies of our ad partners (e.g., Google AdMob) for information on how to manage your data choices with them.
Depending on your jurisdiction, you may have other rights, such as the right to access, correct, or delete your personal information. If you wish to exercise such rights with respect to data potentially held by our ad partners, you should contact them directly.
Children's Privacy
Our App is not intended for use by children under the age of 13 (or a higher age if stipulated by applicable law in your region). We do not knowingly collect personally identifiable information from children. If you are a parent or guardian and you are aware that your child has provided us with personal information (e.g., through ad interactions), please contact us so that we can take necessary steps.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the App or on our website [If you have one, otherwise remove this part]. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted.
Contact Us
If you have any questions about this Privacy Policy, please contact us at: hafizkhurram305@gmail.com
Important Next Steps for You: Replace all bracketed
Explicitly list your ad partners if you use others besides AdMob.
Ensure you understand and comply with AdMob's policies regarding privacy. They require you to have a privacy policy and link to it from your app and Play Store listing.
Make it Accessible: You need to make this privacy policy easily accessible to users. This typically means:Linking to it from your app's Google Play Store listing page (there's a dedicated field for this in the Play Console).
Providing a link to it within the app itself (e.g., in an "About" or "Settings" section).
This is especially important due to the varying and strict data privacy laws worldwide (like GDPR in Europe, CCPA in California, etc.). A lawyer can help ensure it meets all legal requirements and accurately reflects your app's data practices.
Make sure this policy accurately reflects exactly what your app does and what data your ad partners collect. If your app evolves to collect more data, your privacy policy must be updated.